The good news is, there are other ways to invest in real estate outside of real estate notes. One option I’m really excited about is a company called Fundrise. Fundrise offers an investing scenario similar to the one above. They buy commercial properties and allow investors to invest small sums of money. Obviously, this is yet another hands-off investment. You may own part of a commercial real estate project, but you don’t even see or deal with the property itself.
Commodity futures contracts are agreements to buy or sell a specific quantity of a commodity at a specified price on a particular date in the future. Commodities include metals, oil, grains and animal products, as well as financial instruments and currencies. With limited exceptions, trading in futures contracts must be executed on the floor of a commodity exchange.
Zero account minimums and Zero account fees apply to retail brokerage accounts only. Account minimums may apply to certain account types (e.g., managed accounts) and/or the purchase of some Fidelity mutual funds that have a minimum investment requirement. If you choose to invest in mutual funds, underlying fund expenses still apply. There may also be commissions, interest charges, and other expenses associated with transacting or holding specific investments (e.g., mutual funds), or selecting certain account features or types (e.g., managed accounts) Additionally, accounts that have been opened through, or are serviced by, an intermediary, or in connection with your workplace benefits, may incur additional fees or restrictions. See https://www.fidelity.com/commissions for more information and/or the fund’s prospectus for details.
A stock normally represents your ownership within the corporation. The advantage of holding a stock is that not only do you own a piece of the company, you also have the liberty to trade these instruments in an open market (and thus realize capital gains) and reap income in the form of dividends, which are declared when the company makes profits. Stocks, as an investment class, are very volatile and may be subject to sharp market fluctuations and uncertainty.
** Commission comparison based on published website commission schedules for retail accounts, as of 5/26/2017, for TD Ameritrade, Schwab and Vanguard for online U.S. equity trades. For TD Ameritrade: $6.95 per market or limit order trade for an unlimited amount of shares. For Schwab: $4.95 for up to 999,999 shares per trade, though orders of 10,000 or more shares or greater than $500,000 may be eligible for special pricing. For Vanguard, commissions based on assets in Vanguard funds: Less than $50,000, first 25 trades $7.00, subsequent trades $20.00, those with assets starting at $50,000 or more in Vanguard funds may be eligible for a free trades and subsequent trades for as low as $2.00 per trade. Commissions are subject to change without notice. See each provider's website for any additional information and restrictions.